A journal entry handles anything that isn’t a deposit or an expense payment: bank fees, interest, transfers between your own accounts, and moving spending from one category to another. From the register, click New → Transfer / Journal.
Simple vs Detailed
The Simple tab is the everyday view. Each row moves money From one place To another for a given amount. Either end can be a financial account or a budget category, so it covers most cases without making you think in credits and debits.
| You want to record | From | To |
|---|---|---|
| A bank fee | Checking | Bank Fees |
| Interest income | Interest Income | Checking |
| Transfer between your accounts | Checking | Savings |
| Move spending to another category | Office Supplies | Office Equipment |
| Refund of an expense (cash came back) | Bank Fees | Checking |
The Detailed tab is the traditional credit/debit view, like the journal entries in QuickBooks. Reach for it when you already think in credits and debits.
| Account | Credit | Debit |
|---|---|---|
| Checking | $50 | |
| Carnival Income | $50 |
Transfers between accounts
Moving money between two of your own accounts (e.g. Checking → Savings) is just a journal entry with an account on both ends. It doesn’t touch any category’s Actual, so it stays out of budget-to-actual comparisons.
If your bank charges a fee on the transfer, record it as a separate journal entry against your Bank Fees category. Keeping the two apart leaves the transfer amount clean and the fee tracked.